Create a winning brand in the lending and finance industry with access to Mortgage House low cost funding and award-winning, flexible home loan products.
WELL NIGH ACCREDITATION
Fuel your success
with Mortgage House
lending solutions
with Mortgage House
lending solutions
To be the best in the Mortgage Management business, you need the ultimate confidence in your wholesale funding partner. We offer state-of-the-art systems and competitive lending costs to enable you to achieve sky-high success in the industry.
★★★★★
35 + Years as an independent non-bank lender
120 + Home Loan product and service awards
$5,000,000,000 + Funds under management
Make it Happen in 3 Easy Steps
Realise the Opportunity
Take the leap you have been waiting for with the backing, products and possibilities Mortgage House offers.
Become Accredited
Go from Mortgage Broker to Mortgage Manager through a streamlined accreditation process with Well Nigh.
Reap the Rewards
Launch and grow your brand in the finance and lending industry running a successful Mortgage Management Business.
Why Choose to Become a Mortgage Manager with Mortgage House
Low cost award-winning home loans
+ -- Wide range of loan solutions to suit every type of borrower at every lending stage
- Flexible home loan features to help you tailor loans to meet customer needs
- Low-interest rate home loans for competitive offerings
- Loans backed by market leading non-bank lender Mortgage House
Established, reputable funding partner
+ -- Maximise your income with low-cost funding from reputable Mortgage
- Save time with smooth processes, faster home loan applications and approvals
- Value the transparent product terms and conditions for customer confidence
- Enjoy quality business operation with access to exclusive provider Well Nigh
State-of-the-art technology
+ -- FREE advanced loan origination platform customised to suit your business
- Instant loan comparison tools, calculators and resources for swift operation
- Log-in and do business anytime, anywhere on your secure ‘emms’ platform
- Market leading CRM software to keep you up to date every step of the process
Your Success
is our Success
Build your own brand with confidence
At Mortgage House, we understand that Mortgage Managers have the ingredients to soar – ambition, decades of experience and an ever-growing customer base. It is our aim to equip you with a bespoke range of competitive loan products, funded at the lowest possible cost to offer to your customers, with complete peace of mind.
- Impress your clients with better home loan deals
- Feel confident offering home loans with transparent terms and conditions
- Build better relationships by servicing more types of borrowers including SMSF investors
Loans for Every Type of Borrower
There is nothing more rewarding than helping your customers achieve their financial goals with competitive loan solutions.
- First Home Buyer
- Second Home Buyer
- Investor
- Refinancer
- Construction
- Renovation
- Relocation
- Self Employed
- SMSF
Benefits for you:
Leverage our first home buyer solutions to move more customers from application to approval.
- Faster combo applications for family pledge loans, giving you access to two customers at once
- Process more loans, with the confidence that you’ll always find a solution for your customers
- Provide smarter options with pre-tax income considerations
Benefits for your customer:
Our loan features are designed to help first home buyers own their property sooner.
- Family pledge – smart loan options
- Low deposit options available to your customer to own their home sooner
- Pre-tax income considerations for clever buying capacities
Benefits for you:
Make your workload lighter when dealing with experienced customers.
- Faster approvals with competitive prime loans
- Let your experienced customer do the work for you – they can apply online and upload documents through our system
- Holistic case-by-case assessment will provide the best loan option for your customers
Benefits for your customer:
We can help second home buyers own their property sooner with low rates, online tools and flexible options.
- Award-winning super-low rates with faster approvals for experienced borrowers
- Innovative online application to help make owning a second home a smooth process
- Our flexible loan products will help your customers get the right solution for their needs
Benefits for you:
Increase your investor customer base with our smart loan solutions.
- Clever solutions for investment gearing
- Help your customers increase their investment portfolio
- Offer your customers greater borrowing capacity
Benefits for your customer:
Our special features can help your customers achieve their goals of property investment.
- Greater rental considerations for increased serviceability
- Portfolio-friendly considerations
- Larger borrowing capacity for multiple properties
Benefits for you:
Get the competitive edge and process refinancer loans with confidence
- Impress your customers with competitive new loan offerings
- Provide solutions for your customer’s changing circumstances
- Competitive refinance solutions for all loan purposes
Benefits for your customer:
We can help your refinancer customers get a better deal.
- Competitive rates for new customers to challenge their existing funder
- Dollar-for-dollar refinance available, even with high LVR considerations
- Also available for multiple loan purposes including investment, personal and car loans
Benefits for you:
Unlock a traditionally difficult customer base with our loan solutions.
- Gain new customers by servicing those looking to build multiple dwellings
- We keep you in the loop at each stage of the construction, so that you can deliver exceptional customer service
- Get your customer the funding they need for their new property faster
Benefits for your customer:
We can help your customers build their property with our innovative tools and solutions.
- Multiple dwellings per title available
- Draw-down payments will help protect customers from being taken advantage of
- Greater borrowing capacity for single-dwelling titles
Benefits for you:
We’ll help you make smaller transactions work in your favour.
- Support your customer’s dreams by providing competitive rates, even when the customer is only looking to renovate
- Provide renovation solutions with flexible property size considerations
- Offer smart repayment solutions for your customers
Benefits for your customer:
Our solutions can help your customers move on to the next phase of renovation and development.
- Bespoke LVR considerations when refinancing for renovation purposes
- Smaller property size considerations available
- Offset accounts available so your customer can offset funds they have not yet used for renovation purposes towards interest payable
Benefits for you:
Provide a flexible solution for your customers sooner, saving you time and effort.
- Provide unique solutions for your customer’s individual circumstances
- Offer greater borrowing capacity for savvy investors
- Faster turnarounds when the customer does the work for you
Benefits for your customer:
Packed with smart features, our renovation loans are designed for customers on the move.
- Deferred interest payable solutions available
- Greater borrowing capacity for customers with investment properties or lower LVRs
- Streamlined access to funding via online applications
Benefits for you:
Access this growing market with minimal effort.
- Prime loan considerations for experienced business owners
- Provide clever tax-efficient considerations for greater borrowing capacity
- Provide solutions on a case-by-case assessment
Benefits for your customer:
Our loan solutions can help your self-employed customers own their property sooner.
- Very competitive rates with greater borrowing capacity
- Unique business expenses could be considered as non-taxable income
- Flexible considerations for those with a lower credit score
Benefits for you:
Offer more options to your investor customer base with SMSF loan solutions.
- Be one of Australia’s only SMSF home loan lenders
- Help your customers build future wealth
- Extend the lifespan of your customer relationships
Benefits for your customer:
The option of SMSF lending will open a world of investment possibilities.
- Superannuation portfolio diversification
- Smart retirement planning
- Best advice and loan solutions for SMSF property investment
Flexible Loan Solutions for Your Customers
Enjoy case-by-case lending flexibility with a broad range of low-rate home loans
Red Series
Red
Series
Competitive solutions for premium and specialty customers with faster approvals.
- Competitive rates and even faster approvals
- Clever policy considerations and flexible solutions
- Niche solutions for speciality loans
Advantage Series
Advantage
Series
Premium customers enjoy access to our Advantage Series: low-rate loans with no fuss.
- Super-low rates with large borrowing capacity
- Loans available for every type of purpose
- Streamlined documentation across product offering
Blue Series
Blue
Series
Specialising in unique cases, the Blue Series gives you the ability to deliver the best possible solutions.
- Greater flexibility for niche solutions
- Tax-efficient considerations for borrowing requirements
- Loan size considerations for those special cases
Well Nigh
Mortgage Manager Solutions
The pathway to success for Mortgage House Mortgage Managers is made possible with the dedicated experts at Well Nigh. With a strong focus on delivering holistic brokerage solutions in both the prime and non-prime space, the exclusive B2B funders and managers at Well Nigh offer everything you need to maximise your industry opportunities.
- Competitive, wide range of loan products to suit borrowers throughout all life stages
- Dedicated BDMs working adjacent to our credit department for in-house solution management
- Low-cost funds for accredited Mortgage House Mortgage Managers
Recent Awards
Year on year we deliver 5-star service and industry leading loan products.
National awards and media recognition highlight our dedication to excellence.
Mortgage House wins 2023 ProductReview financial services award for the second year in a row and third time overall.
ProductReview is an independent assessment of services as rated by the ProductReview community. Companies are evaluated based on parameters such as customer service, honesty and openness, timeliness, and efficacy of online tools.
“More than ever, Australians want and deserve excellent service from their lender and an easy, transparent application process. With this award, existing and future customers know they can expect 5-star treatment,” says Mortgage House general manager Sean Bombell. Mortgage House was founded over 35 years ago with a mission to offer a level of customer service and diversity of products previously unheard of in the loan and mortgage finance market.