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Understanding the benefits of a Low Doc loan

Don’t worry, we have
a great alternative

We have an option if your income is irregular and you don’t comply for a standard loan.

Flexibility to buy your
dream family home

Low Doc loans can help you get your dream home sooner.

Learn the
‘Low Doc’ lingo

We will help explain all the financial terms to make things easier.

Know how much you can borrow

Use our handy calculator and read our guide to help you prepare.

Even if you don’t have have all the documents ready, we can help you buy your dream home…there is a way!

Low Doc Loans


✓ Are you finding it challenging to get a standard mortgage approved?

✓ You don’t have all the right documentation that is being asked?

✓ Need personalised leading experts who really listen?


Perhaps you are self-employed, or a small business or a freelancer contractor with solid but irregular income. We can help and we can guide you with difference mortgage options that are available to you.

If you have lower documentation that doesn’t quite meet the standard lending criteria, then a Low Doc Loan could be right for you at this time.

At Mortgage House, we pride ourselves on really listening and giving you complete flexibility – whatever your situation. A Low Doc loan could be just the answer to get that dream home you are working so hard for.

Types of Low Doc loans for you

Variable loans

Fixed loans

Split loans

Construction loans

If you are self-employed (not a salaried employee) but still have regular income, we just need to show other forms of documents like your Bank Statement, your BAS Statement, and a Letter From Your Accountant. Our expert lending specialists will help you prepare all your information

You can submit online or via one of our expert lending specialists. Our team will help you prepare by giving you guidance before you submit your application to ensure you have everything lined up for a smooth final application outcome.

Once we have reviewed your application, we will be in touch quickly to confirm your successful outcome, or let you know if we need more details. Remember, the more prepared you are with all your documents and information, the quicker we can review your circumstances and your application.